02-04-93 v CITY OF ATLANTIC BEACH
CITY COMMISSION WORKSHOP
THURSDAY, FEBRUARY 4, 1993, 7: 15 P.M.
1 . Discussion relating to financing alternatives for
water/wastewater capital improvement plan projects (Joe
Welch)
Adjournment
MINUTES OF ATLANTIC BEACH CITY COMMISSION MEETING OF THE COMMITTEE
OF THE WHOLE HELD IN ATLANTIC BEACH CITY HALL, AT 7: 15 PM ON
THURSDAY, FEBRUARY 4, 1993
Present: William I . Gulliford, Jr. , Mayor
Glenn A. Edwards
Lyman T. Fletcher
Adelaide R. Tucker, and
J. Dezmond Waters, III, Commissioners
And: Kim D. Leinbach, City Manager
Alan C. Jensen, City Attorney ( Entered meeting
at 8: 15 PM)
Maureen King, City Clerk
Jim Jarboe, Deputy City Manager
Bob Kosoy, Public Works Director
Also: Joe Welch, Purvis Gray & Company
Stan Livengood, Raymond James & Associates
Phil Hunt, Gardnyr Michael Capital, Inc.
The meeting, which had been called for the purpose of hearing
reports regarding financing options available to the city for
proposed water and sewer improvements, was called to order by Mayor
Gulliford.
Joe Welch reported he had reviewed the city' s water and sewer
infrastructure needs and had considered options available for
financing the work. He felt the city may wish to consider
refinancing the Gulf Breeze loan at a lower interest rate and
indicated new monies could also be borrowed at favorable rates.
Mr. Welch introduced Phil Hunt of Gardnyr Michael Capital, Inc. and
Stan Livengood of Raymond James & Associates.
A schedule of the proposed water and sewer projects totaling
$11, 445, 279 and potential bond refundings was distributed. The
projects were scheduled for construction through FY 1994 .
Phil Hunt introduced himself and indicated he represented Gardnyr
Michael Capital, Inc. and Prudential Securities who were both the
underwriters for the refunding bond issue for Gulf Breeze. He
provided a Bond Issue Cost Comparison handout which was discussed
at length. He explained Gulf Breeze was a pooled loan and unlike
a bond issue the city would be prepaying a loan rather than a bond
refunding. He also explained in the event the city refinanced the
Gulf Breeze loan there would still be ongoing administration costs
related to the original loan for which the city would be
responsible.
Mr. Hunt recommended the city borrow $5 million of new money for
the water improvements and refund the Oak Harbor and Buccaneer
bonds which would result in a savings to the city. Mr. Jarboe
explained the city had made application for a DER loan for sewer
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Minutes - February 4, 1993
improvements. Mr. Hunt indicated the target date for refunding the
Gulf Breeze loan was March 1 and discussion ensued regarding what
must be done to meet that deadline. Mr. Hunt explained an
engineer ' s report would be required and Mr. Kosoy indicated the
city had not yet contracted with an engineer for this service and
it would be impossible to meet the March 1 deadline. Mr. Hunt felt
there may be a backup date of approximately April 15.
Mayor Gulliford inquired in the event the city pledged water and
sewer revenues to repay both a new loan and refund the Gulf Breeze
loan, who would have the first lien on the future revenues. Mr.
Hunt felt it would be possible to have different pledges for the
loans or the city could designate one as a senior lien and the
other as a junior lien.
Stan Livengood, introduced himself and explained he had
considerable experience with the Gulf Breeze loan as he had served
as a financial advisor to six or seven entities who had borrowed
monies from the Gulf Breeze pool . He explained it was not possible
to "get out" of the existing obligation to the Gulf Breeze loan
because of continuing administrative costs. He said he understood
from the administrator of the pool that the new loan agreement
would not contain any non asset bond liability. He said that from
his current knowledge of the new Gulf Breeze pool he would advise
his clients to refund the loan. He felt it would result in
considerable savings to the city, but even if there was no
reduction in payments, it would be advisable to proceed with the
refinancing if it would allow the city to eliminate the contingent
liability. However, Mr. Livengood said he had not seen the new
loan agreement and would not be prepared to make any specific
recommendations at this time. Since the city had not yet hired a
consulting engineer, he felt it would be impossible to meet the
March 1 Gulf Breeze deadline.
Jim Jarboe explained Atlantic Beach was the only small city so far
on the list for DER monies for sewer projects so he felt hopeful
that the city would receive those funds.
Discussion ensued regarding whether it would be better to hire one
consulting engineer to handle all matters related to the water and
sewer capital improvements. Mr. Livengood felt it would be
cumbersome and time consuming to hire a different engineer for each
task; Alan Potter, however, was opposed to dealing exclusively with
one consulting engineer. He said the city had spent much less on
consulting engineers since the water and sewer committee was formed
and he preferred to continue to select engineers based on their
qualifications for each specific project.
Following further discussion it was decided the three options
available to the city were: to pursue the DER loan for the sewer
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Minutes - February 4, 1993
improvements, to refund the Gulf Breeze loan, and to borrow $5
million of new money. It was agreed that one of the primary
considerations should be the hiring of an engineer or engineers.
Further discussion ensued and Mr. Welsh asked Mr. Hunt to explain
what would be needed from the city for the refunding portion of the
Gulf Breeze Loan or for the new money application. Mr. Hunt said
he would provide the City Attorney with a copy of the loan
agreement. He said the only other action he would need would be a
motion of the City Commission at the next regular meeting to
approve participation in the new pool to refinance the old debt,
and this could be made contingent upon this refinancing resulting
in savings to the city. Mr. Livengood reminded the Commission that
the amount of savings could not be determined until the interest
rates and costs were finalized on the new Gulf Breeze loan.
Mr. Welsh then asked Mr. Livengood to explain to the City
Commission what they could be working on in preparation for going
into the bond market. He indicated a finance team including an
engineer and bond counsel could be hired. Other professionals who
would be helpful, depending on the method by which the bonds would
be sold, would include a financial advisor and an investment
banker.
Commissioner Fletcher indicated the water and sewer committee was
anxious to get the financing taken care of so the projects could
get under way and asked whether there was anything the city could
do to expedite this. Mr. Livengood felt that since the interest
rate on the DER loan was so good, the city should make sure that
attention was paid to detail on this so as not to miss any
deadlines that could delay that funding. He indicated it was
always advisable to have a professional in public finance to
negotiate the financing and this individual could also be helpful
with the DER loan. He estimated the cost of this service at
$10, 000.00.
Following further discussion, Mayor Gulliford thanked Mr. Livengood
and Mr. Hunt for their presentations .
* * * * * * * * * *
The City Manager inquired whether the City Commission wished to
schedule a goal setting session. He recommended using an outside
consultant at a cost of $1 , 500.00 for this service. Following
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Minutes - February 4, 1993
brief discussion it was consensus that a goal setting session
should be scheduled and Mayor Gulliford suggested inviting the
consultant to attend a Commission meeting to explain his program.
There being no further discussion, the Mayor declared the meeting
adjourned at 9 : 30 PM.
Maureen King, City Cler'