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981 Sailfish Drive TREE23-0035 08.02.2023 SC TREE REMOVAL PERMIT APPLICATION FOR INTERNAL OFFICE USE ONLY if City of Atlantic Beach CLASSIFICATION C r} Community Development Department PERMIT# 800 Seminole Road Atlantic Beach,FL 32233 ; r (P)904-247-5800 PERMIT FEES `Single-/Two-Family Residential $125.00 PERMIT REQUIRED FOR REMOVAL Fes. u ❑ Multi-Family Residential $250.00 OF TREES 8 INCHES DIAMETER AT Commercial/Industrial $250.00 BREAST HEIGHT AND GREATER u ° �. ❑ Institutional/Other Non-Residential $250.00 SITE INFORMATION g ADDRESS 1 g APPLICANT INFORMATION NAME ,, � ���r�-�s (SLC lJ J/ s OWNER ❑ LEGAL AUTHORIZED AGENT ADDRESS 13S (o CITY STATEEL ZIPCODE3ZZZ'S PHONE# OZ-(5 EMAIL F6_AfL bLLJ"J.-..JI`3� t' rN,3A a C-�b CIN TREE REMOVAL PERMIT APPLICATION PACKAGE CHECKLIST PLEASE ATTACH THE FOLLOWING EXHIBITS: *Additional information may be required,depending upon circumstances unique to individual applications ❑ EXHIBIT A-TREE PERMITTING PROCESS ❑ EXHIBIT B(Option 1)-PROOF OF OWNERSHIP:Copy of Warranty Deed that verifies record of owner ❑ EXHIBIT B(Option 2)-LETTER OF AUTHORIZATION: Please complete if the applicant is not the owner ❑ EXHIBIT C-TREE INVENTORY and SITE PLAN ❑ EXHIBIT D-TREE WORKSHEET I HEREBY CERTIFY THAT ALL INFORMATION PROVIDED IN THIS APPLICATION IS CORRECT. I AGREE TO COMPLY WITH ALL PROVISIONS OF CHAPTER 23(PROTECTION OF TREES AND NATURAL VEGETATION)AND ALL OTHER APPLICABLE CODES AND ORDINA CES OF THE ATLANTIC BEACH. 7-3 SIGNATURE OF OWNER or AGENT PRINT OR TYPE NAME DATE Signed and sworn before me on this day of J l.L- ©Z�Dby State of County of U I Identification verified: Oath Sworn: ❑ Yes ❑„ .c_ (� TONI ONDLESPERGER f Notary Signature MY C01%ff41SSION#GG 353178 EXPIRES:October 6,2023 k33ndedThruNot2ryFublicundenvdters My Commission expires G _ 02 TREE REMOVAL PERMITAPPLICATION 01.31.2023 r EXHIBIT A: TREE PERMITTING PROCESS City of Atlantic Beach Community Development Department 800 Seminole Road Atlantic Beach, FL 32233 (P)904-247-5800 This document provides a general guide of the tree removal permitting process. For complete information on permitting procedures see Section 23-23. Please sign the bottom of this page to certify that you have read this document and understand the permitting process. BEFORE PERMIT ISSUANCE 1. Submit Completed Application • All trees on property must be labeled on Exhibits C and D. 2. Schedule Inspections • All trees to be removed must be labeled with red or orange tape or ribbon and numbered per Exhibit C. • If there is construction on property, a barricade inspection will also be done at this time. Call for more information at(904) 247-5847. 3. Mitigation Assessment • Mitigation shall be in the form of preservation or relocation of existing trees, replacement with new trees or payment into the tree fund. See Section 23-33 for more information. • Staff will review the trees proposed for removal and send the applicant a Tree Permit Calculations sheet which outlines mitigation that is owed. 4. Proposed Mitigation Replacement Plan • Submit a mitigation replacement plan within 30 days of receiving the mitigation calculations. • The proposed plan must include a site plan, proposed species, and size(s). Plans must account for all inches owed. • A MITIGATION PLAN MUST BE SUBMITTED AND APPROVED PRIOR TO REMOVAL OF IDENTIFIED TREES. AFTER PERMIT ISSUANCE 5. Permit Issuance • When the permit is approved, staff will place a sign in the yard and contact the applicant.This sign must remain until the permit is finaled. • If paying for mitigation, payment must be made prior to issuance of the permit. 6. Mitigation Replacement • Replacement trees must be planted within 30 days of permit issuance or prior to issuance of a Certificate of Occupancy or Certificate of Completion. 7. Final inspection • After trees are plan eco and/or construction is complete, a final inspection must be scheduled. T ees planted, p eserved and relocated must survive three (3)years following the date the permit is finaled. l / Dc, c Z L SIGNATURE OF APPLICANT PRINT OR TYPE NAME DATE 02 TREE REMOVAL PERMITAPPLICATION-EXHIBITA:Tree Permitting Process 0 1.37.2023 /-Q=11--0-,,, EXHIBIT B: LETTER OF AUTHORIZATION J, City of Atlantic Beach Community Development Department I-A 800 Seminole Road Atlantic Beach,FL 32233 Alt (P) 904-247-5800 "Please complete if applicant is not the owner OWNER INFORMATION NAME PHONE# ADDRESS EMAIL CITY STATE ZIP CODE AGENT INFORMATION NAME PHONE# ADDRESS EMAIL CITY STATE ZIP CODE is hereby authorized to act on behalf of the owner(s)of those lands described in the attached application and as described in the attached warranty deed or other such proof of ownership as may be required in applying to the City of Atlantic Beach,for an application related to a Tree and Vegetation Removal Permit. HEREBY CERTIFY THAT ALL INFORMATION PROVIDED IS CORRECT:Signature of Property Owner(s) SIGNATURE OF OWNER PRINT OR TYPE NAME DATE SIGNATURE OF OWNER#2 PRINT OR TYPE NAME DATE Signed and sworn before me on this day of _ by State of County of Identification verified: Oath Sworn: R Yes ❑ No Notary Signature My Commission expires 02 TREE REMOVAL PERMIT APPLICATION-EXHIBIT&Letter of Authorization 01.31.2023 4 "��' EXHIBIT C: TREE INVENTORY and SITE PLAN City of Atlantic Beach ri Community Development Department FOR INTERNAL OFFICE USE ONLY 800 Seminole Road Atlantic Beach,FL 32233 (P)904-247-5800 CLASSIFICATION PERMIT# TREE INVENTORY-Please sketch an inventory in the area below or attach a site plan showing all existing trees on the property below that are 8"diameter at breast height(dbh)and greater.Please complete the following: a, Show the location of all trees to be removed with an"X" • Show the location of all trees to be preserved with"[]" 9 Show the location of all trees to be relocated with an"O" • Show all existing and/or proposed buildings Number all trees and list on EXHIBIT D:Tree Worksheet Ilk l Ci { PREPARED BY: SCALE: 1 SQUARE= 02 TREE REMOVAL PERMIT APPLICATION-EXHIBIT C.Tree Inventory and Site Plan 01.31.2023 t r EXHIBIT D: TREE WORKSHEET XA S+ City of Atlantic Beach s Community Development Department 800 Seminole Road Atlantic Beach,FL 32233 % ? (P)904-247-5800 List the species and diameter at breast height(dbh)of all trees identified on EXHIBIT C(attach additional pages as needed). ID DBH SPECIES removing preserving relocating COMMENTS(for use by City Stafi7 3 r1 4 Iv/ 5 ri C)ek D 6 ��- 7 [01x �C" V 8 2'i 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 02 TREE REMOVAL PERMITAPPLICA TION-EXHIBIT D.Tree Worksheet 01.31.2023 s = y 1 i E I A. U.S.DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT B. TYPE OF LOAN SETTLEMENTSTATEdiENT - Sheffield&Boatright Title Services,LLC 1.❑FeA 2.❑FMaA 3.M CONv.tIN07s. 6101 Gazebo Park Placc North,Suite 101 1 OVA s.❑COtrv.Its. Jacksonville,Florida 32257 -- - 904.733-7900 fax:904-73D.2498 4,FikNpmbtr. 7.Lnm NunWT. 702000283-111 j e.mmg3j,W.c-Na II1 C.N07Et Thirformisfndslwdtoglveyouastareurentofactualmidementcarts.Anwtnrrspoldtowidbythe selderaenragenrnresLawn.Reaps marked /Doc)rveix paid outside the alarfng_77Sg�pi g,7e ixg,Agr@.,tq_r I irJgly� (p,2{mases and are nal lucluded Gi the Mtuls Springfield Builders,LLC,a Florida limited liability company D.Borrower; 13846 Atlantic Blvd.,#204 - lacksonv'lll.Florida 32225 Cascade Funding Mortgage Trust H135 F-Seller; 14405 Webers Rd.,4200 --- _- -- - Houston.Texas 77014 Ameris Bank 1 Atten:Construction Loan HUB 1 F.Leader: 605 W US Hwy 80 t Pookr.Cie 1a 31322 _ i 981 Sailfish Drive G.Property: Atlantic Beach,Duval County,Florida 32233 30-6017-23-29E Lot 41Block 6.Royal Palms Unit( Duval County.Florida t H.Settlement Agent: Sheflteld&Boatright Title Services,LLC Place of Settlement- MI Gazebo Park Place North Suite I Dl Jacksonville Florida 32257 Duval Countv 1,Settlenlen: t J. Summary of Borrower's Transaction K. Summary of Seller's Transaction 3 160,CresJAmountDu d00.GrossAmauntUoe3'oSea wM�^ Illk� 101, Contract Sales Price 335,100.00 4.li.♦LoIIO#&t.aSDif3.P3f10 a1 .100 00 102. Persypplftglt Cly_..-._� a gy 103. SelllgMaRt lay fes to Borrower in I 4 62 JAI 1 104 404 t AdjIILbmFL(s for Items Paid by Sellerenc • Adu 14 Mgnisi Paid by SetlerinAdvanee: 6K city I Town T.Q= d06 171/gMTM4;A . _ -- g 107. CountyLPnri h TB7L55_. T f i09, Al-r n 408. Assess a ' 120. Gross Amount Due from Borrower. -____-341721 . Gross Amount Duo to Seller: 335,100.00 200.Amounts Paid h or In Be y Y 1aOf-91.$9CC43Y ! a mount le • k 22!11. De asit l Earnest M 10-0 De sit fsee inst 2 Print' 21.06 1.00-- 203. EjjIIjOgLoan{T Existing oan s 2 4. 504. Pa Prat ottrloW&e 205. 595. PAXofjofSEcojjd206. 6. Adiustments for Items Unpaid by S 210. Cjty Lin Texe T wn Te 211. 2023 County I Parish Taxes Iasi L,2023 llau Jul 26, 308,95 511. County!Pa&h'faxes Jan 1,2023 Oun Jul 26, 308.95 220. Total -Borrower: 213118.91 SZO, Yptol e 1369.95 i ash>}laSgllit skClltlfJtlB LtQ alent to I from Soler, .X4, r f ji M 12Qo to Selt c0 _.--3311po,00 -301 Less Amount Paid by/for Borrower tH 7901 ].13�8f1jjl 602. canduojgnsAmountdu cllcr ir1g530L-„ x1.369.95 303. Cash From Borrower: $128,902.25.603. Cash To Seller: $313,730.05 l 1 1 yy IJ 9 pEk� k _ HUD-1 May 2007 July 25,2023 10:26 AM e I Salllament Dele:July26,2023 Loan Number.7172000283-111 File Number:2023-595 L. SettlementChar�es 700, Total.Sales/Broker's Commission: Pard from Paid from Based on Price$335,100.00 @ 5.00% =$16,755.00 Borrower's Seller's Division ofCommissio[Las fpj(ows _- _ - --M�- L'unds at Funds at 101. 8.32],SQJgSQRI?REALTY Settlement Settlement 702. 8.377.50 to WMan Realty__ 1 1 70. Commission Paid et Scttl4tnknh.. _ 16.755 00 704. 53.351.001*RBO lA4jm Ieat$plun- LLQ _ _ 3,351-011. $00. Items Payable In Conn ttlon 3yittlI 801. LomOd2inatfoa Pee toA_etsr4s Beek__ 0 +' 803. Appraisal Fee e to Amens 904. CreditAcporl 805. Lender's Review Fee to Ameds Bank 00 X06_Mortgage jusarance A DPI'ee' F• 807. Assumption 908. Lfindorwritioz Fee ! 809. Tax Service Fee i g 910. Flood Certification Fee to Amaril RflRK T 811. CopeJiQtl1�51[lltn Fee to Ameris Bank _ 812. FuNi c Rckwm nk �.-~- _ - 10,0D 2t)-_ to Re"ired by Lender to be Pal e• s 901. Ditily tli k9st charge from Jul 26.2023 _902. Mnrlgage Insurance Premium qu} Hazard lnsurancc prcall" 904. d lipr•.t 1000. Res ms Deposited wltliLender- 1092, Mortgage In urarue 100j, Cicy y 1004. Cauntv Propeov Taxed @$g (QQ$ _Annual Assessments _ilo4 rtt� � I F e to Sheffield&Bootdidut Title Services. LC 450.00 I I D2. Tit a Search to Chicow Title 95.0 1103* Post Closing Fee/Coudor Fop/Wire Feell-ech&Storage Fes to Shc0lold&Boatright Title Services, t00 00 t 7f Tills: to Solidi(ian LLC 2 6 t la S91idifi Title and Clo' L 67. Attorney Fees 1107' in! des above itagi aumbers- 1108. Title lase ace,to Chicago Tide Iusumucc Company 2,000 50 (innlan cludes above item bers_ E 9 000.00 I 10 ems over a 00 i 120D.government Retrording and Transfer Charges: _ z' 120t. Recording Fcw-. Oce2903-MU& 1202. CiirvlCounlY. tamps: Deed 0.00 Mortgage 9190 203. S(atcTa Slarnpap mtd 2,345.70 0,00 345.70 1204. tataan ibble Tax to Clark ofjh Circuit Court - 1205. Mogiig;Modificalion Spreader to Sheffield&Boatrieht Title Services LLCERe,woe 1206. Notice of commencement to Shcffc�d&�Qgtfjgbl Title Sotylces,LLC ERc�QLQj 1202, Hold Harmless Affidavit to Sheffield&Rem Iright ksERecardin J30 Additional Settlement Ch.--- 1301. Survey to Scalice Land Surve„},ry',n_g,(gQq 1;.350.00 by Borrower) 1302, Municinedie ] tie Bee r to Sliefff Id&Boatr;Xhl PA I 1303. Casa p[3-396/Code Enforcement Lien with City of Atlantic Beach to City of Atlantic Beach(poe 3i 400,00 by SAO 1904. Crred Copy of the POA for Seller Deed to Chicago Title Insurance Comppr 5.00 1400. Total Settlement Charges(Enter on line 103,Section J and line 502,Section K) $7,611.20 $21,061..00 I I have carefully ryviewed a HUD-1 Settlement Statement and to Jim bestofmy knowledge and belief,it is a true and accurate statement of all receipts and disbursemenla m e on my aunt or by mo in 8tis I+pnsa6tlm;,4 furthercertify that 1 have received a ropy of HUD-1 Settlement Slalcment. Sprig � u LC Cascade Funding Mortgage Trust HB5 ..__/t• +t By PHH Morigage rixntion 17/13/A PAH Moriguge Borrower: J ,.$orvicw,ea Attom in art Raiph Buck Davis,Man Borrower. .7 � Seller. ""� � .." � • M el T.DIS,Manager [vans Maxwell,Authori Signer l have reviewed the Closing Disclosure,the settlement statement.the leadeds closing instructions and any and all other forts relative to lite escrow funds,including any disclosmo of Iho Florida title insurance premiums being puhl, cc to dal ;e escrow funds In accordance with the temw of this Inmuaction and Florida law. Settlement Agenr. _ Date: July26,2023 SheOS_:d&Bosh ghtTitla Services,LLC WARNING: It is a crime to knowingly make faiar alalemnds to the United Slates an this or any other similar farm.Penalties upon conviction can include a fine and Imprisonment. For details see T iue 18 U.S.Code Section 1001 and Section 1010. HUD-1 May 2007 Judy 25,2023 10;25 AM i t f i } 1 APN/PIN: 171260-0000 Recordation Requested By/Return to: TITLEMAX 88 SILVA LANE,SUITE 210 MIDDLETOWN,RI 02842 File No.REM-REO-201646 Send Tax Notices to: SPRINGFIELD BUILDERS,LLC 13846 ATLANTIC BLVD#204 JACKSONVILLE,FL 32225 This Instrument Prepared By: MELISSA SUE RENZA,ESQ. o/b/o BC LAW FIRM,P.A. 1803 S.KANNER HWY STUART,FL 34994 SPECIAL WARRANTY DEED This Special Warranty Deed made on this 19 day of &W��_,20(-' between CASCADE FUNDING MORTGAGE TRUST HB5,a Delaware statutory trust,whose address is 14405 WALTERS RD.,9200,HOUSTON,TX 77014,Grantor,and SPRINGFIELD BUILDERS,LLC,A FLORIDA LIMITED LIABILITY COMPANY whose address is 13846 ATLANTIC BLVD#204,JACKSONVILLE,FL 32225,Grantee: (Whenever used herein the terms Grantor and Grantee include all the parties to this instrument and the heirs,legal representatives,and assigns of individuals,and the successors and assigns of corporations,trusts and trustees) Witnesseth,that said Grantor,for and in consideration of the sum Three Hundred Thirty-Five Thousand One Hundred and 00/100 Dollars($335,100.00),and other good and valuable considerations to said Grantor in hand paid by said Grantee,the receipt and sufficiency whereof is hereby acknowledged,has Granted,bargained, and sold to the said Grantee, and Grantee's successors, heirs and assigns forever, the following described land, situate, lying and being in DUVAL County,Florida,to-wit: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF DUVAL, CITY OF ATLANTIC BEACH,STATE OF FLORIDA,AND IS DESCRIBED AS FOLLOWS: LOT 41,BLOCK 6,ROYAL PALMS,UNIT ONE,ACCORDING TO PLAT THEREOF AS RECORDED IN PLAT BOOK 30,PAGES 60 AND 60A,OF THE CURRENT PUBLIC RECORDS OF DUVAL COUNTY,FLORIDA. I Property Address:981 SAILFISH DRIVE,ATLANTIC BEACH,FL 32233 This instrument was prepared without the benefit of a title examination. SUBJECT TO: 1.Taxes and assessments for the current calendar year and all subsequent years. 2.Zoning ordinances,restrictions,prohibitions,and other requirements imposed by governmental authority. 3.Conditions,restrictions,reservations, limitations,and easements of record,if any,but this reference shall not operate to reimpose same. TOGETHER with all the tenements,hereditaments and appurtenances thereto belonging or in anywise appertaining TO HAVE AND TO HOLD,the same in fee simple forever. And the Grantor hereby covenants with said Grantee that the grantor is lawfully seized of said land in fee simple; that the Grantor has good right and lawful authority to sell and convey said land; that the Grantor hereby I i 1 specially warrants that title to the land is free from all encumbrances made by Grantor and will defend the same against p the lawful claims of all persons claiming by,through or under Grantor,but against none other. 1 [THE REMANDER OF THIS PAGE IS INTENTIONALLY LEFT BLANK] I 1 3 I z y p� R i i I jj33I � IN WITNESS WHEREOF,GRANTOR has signed these presents on '�I),..N.SL-- rx r ! ' CASCADE FUNDING MORTGAGE TRUST HB5 BY:PHH MORTGAGE C "ORATION,D/B/A PRH MORTGAGE SERVICES,AS ATTORNEY IN FACT Name: �.C'( Its: SIGNED IN THE PRESENCE F THE FOLLOWING WITNESSES: Witness: Name: Witness:_ ,�, ,r ✓ 3 7Name:—Av,0',' STATE OF COUNTY OFa/1/1-t-O SS. The foregoing instrument was acknowledged before me by means of[physical presence or El online notarization, this `7� day of M2 by'"1�- .,10,y\--JIAR- J-r?-2-Q (name of signer) as the . of PHH MORTGAGE CORPORATION,D/B/A PHH MORTGAGE SERVICES as attorney in fact for CASCADE FUNDING MORTGAGE TRUST H135,a Delaware statutory trust. He/she is personally known to me or has produced `TN1-b(— _(type(type of identification)as identification. (Seal) Notary Public Printed Namenn,^ wual �� My Commission Expires: �p[72 Commission 9 Personally Known: OR Produced Identification: X Type of Identification Produced:TEXAS DRIVER'S LICENSE �0.... r4 KAREN MAPLES °_A! .:Notary Public,State of Texas Comm.Expires 05-01-2025 Notary ID 129408023 i I i r 7067927936 D2023001977 PARTICIPANT ID BK:1735 RG:433-436 FILED IN OFFICE j CLERK OF COURT 05/08/2023 03:23 PM ' ANGELA ELDER-JOHNSON,CLERK SUPERIOR COURT OCONEE COUNTY,GA LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Cascade Funding Mortgage Depositor HB, LLC, as Trust Administrator on behalf of(i) Cascade Funding Mortgage Trust HB5 (the "Trust's, located at 1251 Avenue of the Americas, 50a' Floor,New York, NY 10020 and (ii) Wilmington Savings Fund Society,FSB,not.in its individual capacity but solely as owner trustee (the"Owner Trustee")on behalf of the Trust solely with respect to any mortgage asset titled in the name of the Owner Trustee on behalf of the Trust(the Trust and Owner Trustee collectively shall be referred to as"Client'I,does now irrevocably make constitute and appoint(which appointment is coupled with an interest) PHH Mortgage Corporation, d/b/a PHH Mortgage Services ("Subservic&%having an office at 1661 Worthington Rd,Ste 100,West Palm Beach,FL 33409, its true and lawful attorney-in-fact,for it and in its name,place and stead for the limited Actions listed below,exclusively for the mortgage loans(collectively,the"Mortgage Loans')subserviced under the Reverse Mortgage Subservicing Agreement(the"_Aae9Ai f'),dated October 1,2021 between the Client and Subservicer, for which such authorization shall remain in effect for the term of the Agreement. As used in this Limited Power of Attorney,the term"Actions"shall mean and be limited to the following acts,in each case only with respect to the Mortgage Loans and in accordance with state and federal applicable laws: t A. to prepare,execute and record the applicable documents required to institute and complete assignments,foreclosures or deeds in lieu of foreclosure proceedings,including,but not limited to, the execution of notices of defaults, notices of sale, affidavits, powers of attorney, substitutions of trustees,assignments of mortgage,releases of lien,satisfactions,special warranty deeds,deeds of conveyances,deeds of reconveyance,assignments of sheriff s certificates of sale, ! assignments of bids,assignments of deficiency judgments,ramifications of sale,real estate listing agreements, real estate sales contracts and addenda, closing statements and closing documents, I and any other documents required under any applicable laws or regulations,as may be necessary ffor the servicing of the Mortgage Loans; B. to prepare,execute and deliver to individual Mortgagors obligated to the Client(or any investor for whom the Client acts as the servicer),the applicable documents required to satisfy or record,under any applicable laws or regulation, all Mortgages and Mortgage Instruments or instruments of conveyance and reconveyance; C. to prepare and execute such documents or agreements as may be necessary to complete the sale of any REO acquired under the terms of any Mortgage or Mortgage Instrument, including, but not limited to, executing all contracts, agreements, deeds, assignments or other instruments necessary to effect such sale, transfer or disposition, and receiving proceeds and endorsing checks made payable to the order of the Client from such proceedings; D. to prepare, execute and deliver satisfactions, cancellations, discharges, lost note instruments,or full or partial releases of lien,subordination agreements,modification agreements, assumption agreements and UCC-3 Continuation Statements; GEORGIA,OCONEE COUNTY I HEREBY CERTIFY that the above and fomping is a trice copy of the origir;W filed in tills office ANGELA ELDER-MF INGON,CLERK SUPERV4 a l l Nl1RCai "fi" ! TS BY: �. NeLk, BK:1735 PG:434 i i I E. to endorse insurance proceeds checks and Mortgage Loan payment checks in the Client's name; F. to prepare and execute such documents as may be necessary to correct errors and to replace missing documents pertaining to the Mortgage Loans, or modify and/or amend any Mortgage Documents, as required by applicable law or regulation, investors, insurers or custodians;and G. any and all such other acts of any kind and nature whatsoever that are necessary and prudent to service the Mortgage Loans,including,without limitation,delegating the authority granted herein necessary third parties,including but not limited to law firms or trust companies and each of their officers,directors,employees,agents and assigns. With respect to the Actions Clientgives to Subservicer,as its attorn sp gi ey-in-fact,full power and authority to execute such instruments and to do and perform all and every act and thing requisite,necessary,and proper to carry into effect the power or powers granted by or under this 1 Limited Power of Attorney as fully;to all intents and purposes,as the undersigned might or could do,and hereby does ratify and confirm all that said attorney-in-fact shall lawfully do or cause to be done by authority hereof. a` } Third parties without the actual notice may rely upon the exercise of the power granted under this Limited Power of Attorney and may be satisfied that this Limited Power of Attorney a has not been revoked by the Client. a s Nothing contained herein shall be construed to grant Subservicer the power to (i) initiate or defend any suit,litigation,or proceeding in the name of Client or be construed to create a duty of Client to initiate or defend any suit, litigation,or proceeding in the name of Subservicer, (ii) R incur or agree to any liability or obligation in the name of or on behalf of Client,or(iii)execute any document or take any action on behalf of or in the name,place,or stead of,Client,except as provided herein. This Limited Power of Attorney is entered into and shall be governed by the laws of the State of New York without regard to conflicts of law principles of such state. Capitalized terms used but not defined in this Limited Power of Attorney shall have the meanings set forth in ! the Agreement f,Remainder ofpage intentionally left bla&V I ' BK:1735 PGA35 3 IN WITNESS HEREOF,I have signed this document as of the 29th day of September, 2021. Cascade Funding Mortgage Trust HB5 By: Cascade Funding Mortgage Depositor HB, LLC i s est Ad mis tci j Name: Kenneth Nick `i f Title: Authorized Person i E i Wilmington Savings Fund Society,FSB,not in its individual capacity but solely as Owner Trustee on behalf of the Frust By: Cascade Funding Mortgage Depositor HB, LLC,iti,attorney-i f p4a,v, ti By: Name: Kenneth Nick Title: Authorized Person ! Witnoss:Dylan Mann,Analyst i ! Witness:Daniel Ross,Analyst BK:1735 PG:436 ro i STATE OF NEW YORK § COUNTY OF NEW YORK § On this 29th day of September, 2021, before me, the undersigned notary public,-personally appeared Kenneth Nick, Authorized Person,on behalf of Cascade Funding Mortgage Depositor HB, LLC,in its capacity as Trust Administrator of the Trust and attorney-in-fact of Wilmington Savings Fund Society,FSB,not in its individual capacity but solely as Owner Trustee on behalf the Trust,being personally known to me,to be the person whose name is signed on the preceding or attached document, and acknowledged the foregoing as the free act and deed of Cascade Funding Mortgage Depositor HB, LLC, in its capacity as Trust Administrator of the Trust and attorney-in-fact of Wilmington Savings Fund Society,FSB,not in its individual capacity but solely as Owner Trustee on behalf of the Trust. i Witness my hand and official seal. Printed Name: Marc B.LedesmaMARC 8.MO M& VOTARY PUBLIC STATE OF NEW ,10. ,10.02LE6074669 } Not arY Public in and for the State of NY t�UALIREO IN NEW YORK COUNTY T COMMISSION EXPIRES VAI 20,20 My commission expires: 5/20/2022 t i i