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825 Cavalla Rd LOMCCase No.: 14-04-1085ADate: LOMA Federal Emergency Management Agency Washington, D.C. 20472 Page 1 of 2 November 14, 2013 COMMUNITY AND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION COMMUNITY AFFECTED MAP PANEL NUMBER: 12031C0408H DATE: 6/3/2013 FLOODING SOURCE: HOPKINS CREEK CITY OF ATLANTIC BEACH, DUVAL COUNTY, FLORIDA Lot 13, Block 24, Royal Palms Replat Part 2, Unit 2A, as described in the Mortgage recorded as Document No. 2007023587, in Official Records Book 13767, Page 2030, in the Office of the Clerk of Circuit Court, Duval County, Florida COMMUNITY NO.: 120075 DATUM: NAD 83 APPROXIMATE LATITUDE & LONGITUDE OF PROPERTY: 30.327, -81.411 SOURCE OF LAT & LONG: GOOGLE EARTH PRO DETERMINATION DOCUMENT (REMOVAL) LETTER OF MAP AMENDMENT DETERMINATION STREET FLOOD ZONE LOWEST LOT ELEVATION (NAVD 88) BLOCK/ SECTION SUBDIVISIONLOT OUTCOME 1% ANNUAL CHANCE FLOOD ELEVATION (NAVD 88) LOWEST ADJACENT GRADE ELEVATION (NAVD 88) WHAT IS REMOVED FROM THE SFHA 13 --7.0 feet--X (unshaded) Structure (Residence) 825 Cavalla RoadRoyal Palms Replat Part 2, Unit 2A 24 Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.) PORTIONS REMAIN IN THE SFHA STUDY UNDERWAY This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Amendment for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the structure(s) on the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This document amends the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. A Preferred Risk Policy (PRP) is available for buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandria, VA 22304-4605. Luis Rodriguez, P.E., Chief Engineering Management Branch Federal Insurance and Mitigation Administration Case No.: 14-04-1085ADate: LOMA Federal Emergency Management Agency Washington, D.C. 20472 Page 2 of 2 November 14, 2013 LETTER OF MAP AMENDMENT DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) PORTIONS OF THE PROPERTY REMAIN IN THE SFHA (This Additional Consideration applies to the preceding 1 Property.) Portions of this property, but not the subject of the Determination/Comment document, may remain in the Special Flood Hazard Area. Therefore, any future construction or substantial improvement on the property remains subject to Federal, State/Commonwealth, and local regulations for floodplain management. STUDY UNDERWAY (This Additional Consideration applies to all properties in the LOMA DETERMINATION DOCUMENT (REMOVAL)) This determination is based on the flood data presently available. However, the Federal Emergency Management Agency is currently revising the National Flood Insurance Program (NFIP) map for the community. New flood data could be generated that may affect this property. When the new NFIP map is issued it will supersede this determination. The Federal requirement for the purchase of flood insurance will then be based on the newly revised NFIP map. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 847 South Pickett Street, Alexandria, VA 22304-4605. Luis Rodriguez, P.E., Chief Engineering Management Branch Federal Insurance and Mitigation Administration