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1884 Beachside Ct 2013 wind/door CITY OF ATLANTIC BEACH 800 SEMINOLE ROAD TIC BEACH, FL 32233 INSPECTION PHONE LINE 247-5814 r Application Number . . . . . 13-00002555 Date 4/29/13 Property Address . . . . . . 1884 BEACHSIDE CT Application type description WINDOW AND/OR DOOR Property Zoning . . . . . . . TO BE UPDATED Application valuation . . . . 10940 ---------------------------------------------------------------------------- Application desc WINDOW/DOOR ---------------------------------------------------------------------------- Owner Contractor ------------------------ ------------------------ FARRELL KINBERLY A TRUST PRO-BUILDERS OF FLORIDA LLC 50 MACARTHUR LOOP 111S OAKS RIDGE DR S HIGHLAND PARK IL 6003S JACKSONVILLE FL 32225 (904) 386-0094 ---------------------------------------------------------------------------- Permit . . . . . . WINDOW AND/OR DOOR PERMIT Additional desc . . Permit Fee . . . . 105 . 00 Plan Check Fee 52 . 50 Issue Date . . . . Valuation . . . . 10940 Expiration Date . . 10/26/13 ---------------------------------------------------------------------------- Special Notes and Comments 2010 FLORIDA BUILDING CODE, 2008 NATIONAl ELECTRIC CODE *REPORT ANY UNFORSEEN STRUCTURAL DAMAGE TO THE BUILDING DEPARTMENT IMMEDIATELY. WINDOW AND DOOR INSPECTION: *INSTALLATION INSTUCTIONS REQUIRED *ALL STICKERS ARE TO REMAIN ON THE WINDOWS *PROVIDE ACCESS TO ALL WINDOWS TO INSPECT FASTENERS ---------------------------------------------------------------------------- Other Fees . . . . . . . . . STATE DCA SURCHARGE 2 . 00 STATE DBPR SURCHARGE 2 . 00 ---------------------------------------------------------------------------- Fee summary Charged Paid Credited Due ----------------- ---------- ---------- ---------- ---------- Permit Fee Total 105 . 00 105 . 00 . 00 . 00 Plan Check Total 52 . SO 52 . 50 . 00 . 00 Other Fee Total 4 . 00 4 . 00 . 00 . 00 Grand Total 161 . 50 161 . 50 . 00 . 00 PERMIT IS APPROVED ONLY IN ACCORDANCE WITH ALL CITY OF ATLANTIC BEACH ORDINANCES AND THE FLORIDA BUILDING CODES. BUILDING PERMIT APPLICATION CITY OF ATLANTIC BEACH 800 Seminole Road, Atlantic Beach, FL 32233 Office (904) 247-5826 Fax (904) 247-5845 e r: JobAddress: Permit Nu 04 1 9 Pa — Legal Description t/2-/109 -4-2-Ac - (a reel N 6t; Floor Area ot Sq.Ft. I fr Sq Ft Valuation of Work S.Ak*#2:6 —Propos( Y-F 49 no`n-heated/coXd�I Z /0 q 1-M- Class of Work(circle one): New Addition Alteration Move Demolition pool/spajr-w-�indow/�door Use of existing/proposed structure(s) (circle one): Commercial esi tia C e S% If an existing structure,is a fire sprinkler system installed? (Circle.one): es Florida Product Approval# For multiple products use product approva orm FILE COPYI` Describe in detail the type of work to be performed: 2.XkA,",c_ r-4-,e-*A ic &m eve Property Owner Information: Name: A-� L- S/ N 6 Address: City 3SeWCCAA Stat<lz—ip— hone 2--leto E-Mail or Fax# (Optional Contractor Information: Company Name: Pro 8,q %L'Ile-ei wp4e:/ _Qualij�i�g�gent: L(A5 Address: J_'T city j,*_1CjQ-t&-4ft41e_ State F�_ Zi-0j.2aa S, _N #A&X#v"t'l Ae 4- - Office Phone_f3_v-6 -oof�4 -Job Site/Contact Number 36-ip ooy,�j —Fax# State Certification/Registration #C&4: JC( Architect Name &Phone# M FOR C ODE COMPL XG,J L;, Engineer's Name&Phone 9 C1W OF Xim riOiTIC BEAeH Fee Simple Title Holder Name and Address SIR PPRA JL" EJE 1—1— 31110NAt Bonding Company Name and Address 6. Mortgage Lender Name and Address REVEEWEDI Ilk Application is hereby made to obtain a permit to do the wo ;WAajj,,LjQ= ated.I I certifv t at now( V has commenced prior to the N_ P , 0 �n. Thispermit becomes null issuance of a permit and that all work will be per ormed to meet the stanaaras uj'U1111 lu '410014 - - fi o-- --- and void if work is not commenced within six(6)months, or if construction or-work is suspended or aban on d�,r a period ofsix(6)months at any time after work is commenced I understand that separate permits must be securedfor Electricar Work,Plumbing,Signy Wells, Pools "rnaces,Boilers, Heaters, Tanks andAir Conditioners,etc. WARNING TO OWNER: YOUR FAILURE TO RECORD A NOTICE OF COMMENCEMENT MAY RESULT IN YOUR PAYING TWICE FOR IMPROVEMENTS TO YOUR PROPERTY. IF YOU INTEND TO OBTAIN FINANCING9 CONSULT WITH YOUR LENDER OR AN ATTORNEY BEFORE RECORDING YOUR NOTICE OF COMMENCEMENT. Ihere certify that I have read and exam i.ned this application and know the same to be true and correct. All provisions of laws and ordinances governing this Lauthority to yj� t work will be complied with wh he ecyied he in or A,t,,The granting of a permit does not presume to gi` or cancel the ype.I/V 9f an n or e of construction. ,�other e the pe�fbrmanc provisions i, state, or oc aw regulati g . ......... Si r of Contractor 0 20-20 25 0 e LLA I S ....................... ........................................................ . ................... .z ..... ........ ............................................................... V LP e . 2013 *% 201— S� MIRLEY L. A 14,2014 0�� 111r1�11nP,b1'1,;Underwrfters Revised 10.24.12 NOTICE OF COMMENCEMENT DV (PREPARE IN DUPLICATE) P y Permit No. Tax Folio No FILE � 0 - State of County of-.0,kaeak- To whom It may concern: The undersigned hereby Informs you that Improvements will be made to certain real property,and In accordance with Section 713 of the Florida Statutes,the following Information Is stated In this NOTICE OF COMMENCEMENT. Legal description of property being improved: 9'r-eyR 0 S 4t Address of property being Improved: emcA , A�e za2,3 :5 I - General description of improvements: Le CC0 e Aam Owner Dot;l- Address !Mr-i --if, AN-A Owner's interest in site of the improvement III %7ev Fee Simple Titleholder Cif other than owner) Name Address Contractor t;&ewtc, Address tf, e OX, C,I I PhoneNo. 0094f Fax No. rely Qf any) Address Amount of bond Phone No. Fax No. Name and address of any person making a loan for the construction of the improvements. Name Address Phone No. Fax No. Name of person within the State of Florida,other than himself,designated by owner upon whom notices or other documents may be served: Name Address 0& /:R .3.2.2.2 Phone No. ax No. In addition to himself,owner designates the following person to receive a copy of the I-lenor's Notice as provided in Section 713.06(2)(b),Florida Statutes.(Fill in at Owner's option). Name Address Phone No. Fax No. Expiration date of Notice of Commencement(the expiration date Is one(1)year from the date of recording unless a different date Is specified): THIS SPACE FOR RECORDER'S USE ONLY SignedC �71R ',TE�t� In the Before tt Ll& df -- the,,�%j151,j1jj/, Wy Wy County 1.St t of Florid has personall Doc#2013103763, N k1UR,0 OR BK 16343 Page 1684, Number Pages: 1 himseff/herself and affirms th 11 statements and declarations herelit', E5\ON Ek��, and accurate Recorded 04,2512013 at 04:26 PM, are bue Ronnie Fussell CLERK CIRCUIT COURT DUVAL COUNTY RECORDING$10.00 W Notar)�X e State of �V?at Larg -;�Iounty of Myjtmifnission expfre�: A,, Personally Known a P Produced Idenfficafion A� UBL I OMB Approval No.2502-0265 A Settlement Statement (HUD-1) (1E FILE COP B.Typeof Loan 1 .... 1. FHA 2.1-1 RHS 3.[�] CONN/.UNINS. 6.File Number: 7.Loan Number:� 8.Mortgage Insurance Case Number: 4. VA 5-[] CONV.INS. 13131202 6931218679 C.Note:This form is furnished to give you a statement of actual settlement costs.Amounts paid to and by the settlement agent are shown.Items marked"(p.o.c.)"were paid outside the closing;they are shown here for informational purposes and are not included in the totals. D.Name&Address of Borrower: dress of Seller: F.Name&Address of Lender: Dag Naslund Kimberly A. Farrell,as Trustee of the Kimberly Branch Banking and Trust Company 2133 Seminole Road#6 A. Farrell Declaration of Trust 301 College Street Atlantic Beach, Florida 32233 32129 Lindero Canyon Road, Suite 108C Greenville,South Carolina 29601 Westlake Village,California 91361 G.Property Location: H.Settlement Agent: 1.Settlement Date: 1884 Beachside Court Richard T. Morehead Title&Escrow, Inc. April 18,2013 Atlantic Beach, Florida 32233 444 Third Street Duval Coupty, Florida Neptune Beach, Florida 32266 904-247-5147 fax: 904-247-6087 Place of Settlem nt: a' Richard T. Morehead Title&Escrow, Inc. 444 Third Street Neptune Beach, Florida 32266 Phone:(904)247-5147 J. Summary of Borrower's Transaction K. Summary of Seller's Transaction 100.Gross Amount Due From Borrower: 400.Gross Amount Due To Seller: 101. Contract Sales Price 405,900.00 401. Contract Sales Price 405,900.00 102. Personal Property 402. Personal Property 103. Settlement Charges to Borrower(line 1400) 15,686.86 403. Adjustments for Items Paid by Seller in Advance: Adjustments for Items Paid by Seller in Advance: 106. City/Town Taxes 406. City/Town Taxes 107. County/Parish Taxes 407. County/Parish Taxes 108. Assessments Apr 18,2013 thru Dec 31,2013 207.81 408. Assessments Apr 18,2013 thru Dec 31,2013 207.81 120. Gross Amount Due from Borrower: 421,794.67 420. Gross Amount Due to Seller: 406,107.81 200. Amounts Paid by or in Behalf of Borrower: 500. Reductions in Amount Due to Seller: 201. Deposit or Earnest Money 501. Excess Deposit(see instructions) 202. Principal Amount of New Loan 324,720.00 502. Settlement Charges to Seller(Line 1400) 16,812.82 203. Existing Loan(s)taken subject to 503. Existing Loan(s)taken subject to 204. Seller Paid Closing Fee 1,300.00 504. Payoff of First Mortgage Loan to BMO Harris 380,921.79 Bank 205. Seller Paid Owners Title 2,104.50 505. Payoff of Second Mortgage Loan 206. Seller Paid Survey$285.00/Deed Stamps 3,126.30 506. Purchase Money Mortgage $2841.30 207. 507. Seller Paid Closing Fee 1,300.00 208. 508. Seller Paid Owners Title 2,104.50 209. 509. Seller Paid Survey$285.00/Deed Stamps 3,126.30 $2841.30 Adjustments for Items Unpaid b(Seller: Adjustments for Items Unpaid by Seller: 210. City/Town Taxes 510. City/Town Taxes 211. County/Parish Taxes Jan 1,2013 thru Apr 17, 1,949.90 511. County/Parish Taxes Jan 1,2013 thru Apr 17, 1,949.90 2013 2013 212. Assessments 512. Assessments 220. Total Paid by/for Borrower: 333,200.70 520. Total Reductions in Amount Due Seller: 406,215.31 300. Cash at Settlement from/to Borrower: 600. Cash at Settlement to/from Seller: 301. Gross Amount due from Borrower(line 120) 421,794.67 601. Gross Amount due to Seller(line 420) 406,107.81 302. Less Amount Paid by/for Borro ier(line 220) 333,200.70 602. Less Reductions Amount due Seller(line 520) 406,215.31 303. Cash From Borrower: $88,593.97 603. Cash From Seller: $107.50 The Public Reporting Burden for this collection of information is estimated at 35 minutes per response for collecting, reviewing,and reporting the data. This agency may not collect this information,and you are not required to complete this form, unless it displays a currently valid OMB control number. No confidentiality is assured;this disclosure is mandatory.This is designed to provide the parties to a RESPA covered transaction with information during the settlement process. Settlement Date:April 18,2013 Loan Number:6931218679 File Number: 13BI202 L. Settlement Charges Paid from Paid from 700. Total Sales/Broker's Commission:$16,236.00 Borrower's Seller's Division of Commission(line 7 DO)as follows Funds at Fundsat 701. 8,118.00 to Keller Williams Realty Atlantic Partners Settlement Settlement 702. 8,118.00 to Keller Williams Realty Atlantic Partners 703. Commission Paid at Settlement 16,236.00 800. Items Payable in Connection with Loan: 801. Our origination charge (from GFE#1) $705.00 802. Your credit or charge(points)for the specific interest rate chosen (from GFE#2) to Branch Banking and Trust Company $-405.90 803. Your adjusted origination charges (from GFE#A) 299.10 804. Appraisal Fee (from GFE#3) to Mel G.Ward and Assocaites, Inc.(poc$440.00 by Borrower) 805. Credit Report (from GFE#3) to Equifax Mortgage Solutions�poc$18.00 by Borrower) 806. Tax Service 807. Flood Certification (from GFE#3) to CoreLogic 7.00 900. Items Required by Lender to be Paid in Advance: 901. Daily interest charge from Apr,18,2013 to May 1,2013 @ 32.2496 day for 13 (from GFE#10) 419.24 days - 902. Mortgage Insurance Premium (from GFE#3). 903. Homeowner's Insurance (from GFE#11) to Citizens Property Insurance 859.81 904. Flood Insurance Premium (from GFE#11) to Fidelity National Indemnity I is.Co. 388.00 905. Wind and Hail Insurance (from GFE#11) to Citizens Property Ins. 959.00 1000.Reserves Deposited with Lender: 1001, Initial deposit for your escrow account (from GFE#9) to Branch Banking and Trust Company 3,650.72 1002. Homeowner's Insurance3 3 months P_$71.65 per month $214.95 1003. Mortgage Insurance 1004. Property Taxes 8 months @$ i32.12 per month $4,256.96 1005. Wind and Hail Insurance 3 months @$79.92 per month $239.76 1099. Aggregate Adjustment $-1,060.95 1100.Title Charges: 1101. Title services and lender's title insurance (from GFE#4) 1,820. - Courier/Doc Storaqe[Wire Fees to Richard T. Morehead Title $95.00 1102. Settlement or Closing Fee to Richard T. Morehead Title&Escrow, Inc. $1,300.00_ 1103. Owner's Title Insumnce-(Old R6-p-u-blic National Title Insurance Company) (from GFE#5) to Richard T. Morehead Title&Escrow, Inc. 2,104.50 1104. Lender's Title insurance(Old Republic National Title Insurance Company) to Richard T. Morehead Title&Escrow, Inc. $150.00 - Lender's Premium(Risk Rate Premium:$25.00) $225.45 Endorsement FL Form 9 $25.00 Endorsement 8.1 $25.00 Endorsement 5.1 1105. Lender's Title Policy Limit$32 -.720.00 - 1106. Owner's Title Policy Limit$405,900.00 1107. Agent's Portion of tFe-Total Title-in-surance Premium $1,770.96 1108. Underwriter's Portion of the Total Title Insurance Premium $758.99 1200.Government Recording and Transfer Charges: 1201. Government Recording Charg,s (from GFE#7) 181.50 1202. Deed$18-50 Mortgage$163.00 Releases$0.00 - 1203. Transfer Taxes (from GFE#8) 4,627.54 1204. City/County tax/stamps De,-d$0.00 Mortgage$0.00 - 1205. State tax/stamps Deed$2,841.30 Mortgage$1,136.80 -f2-061ntangible Tax to Clerk of the Circuit Court $649.44 1207. Other Tax 2 1300.Additional Settlement Charges: �-3-OiRequired services that you can shop for (from GFE#6) 370.00 1302 Survey $285.00 to Charles K. McIntosh 1303. Pest Inspection - -�-3-04Tax Service Fee to BB&T Collateral Svc.Corp. $85.00 1305. Beach Lien letter 10.00 to City of Atlantic Beach - 1306. 2013 FICA Dues Balance and Legal Fees 566.82 to Beachside Homeowners Association 1400. Total Settlement Charges(Enter on line 103,Section J and line 502,Section K) $15,686.86 $16,812.82 Settlement Date:April 18,2013 Loan Number:6931218679 File Number: 13BI202 Comparison of Good Faith Estimate(GFE)and HUD Charges Charges That Cannot Increase HUD Line No. Good Faith HUD Estimate Our origination charge #801 705.00 705.00 Your credit or charge(points)for the specific interest rate chosen #802 -405.90 -405.90 Your adjusted origination charges #803 299.10 299.10 Transfer taxes #1203 4,628.25 4,627.54 Charges That in Total Cannot Increase More Than 10% HUD Line No. Good Faith HUD Estimate Government Recording Charges #1201 300.50 181.50 Appraisal Fee #804 440.00 440.00 Credit Report #805 18.00 18.00 Flood Certification #807 7.00 7.00 Tax Service Fee #1304 85.00 85.00 Total 1 850.501 731.50 Increase between GFE and HUD Charges .119.001 -13.99% Charges That Can Change HUD Line No. Good Faith HUD Estimate Initial deposit for your escrow account #1001 2,250.00 3,650,72 Daily interest charge from Apr 18,201 to May 1,2013 32.2496 day for 13 days #901 483.74 419.24 Homeowner's Insurance #903 3,000.00 859.81 Flood Insurance Premium #904 0.00 388.00 Wind and Hail Insurance #905 0.00 959.00 Title services and lender's title insurance #1101 2,61300 1,820.45 Owner's Title Insurance #1103 430.001 2,104.50 Survey #1302 375.00 285.00 Loan Terms Your initial loan amount is $324,720.00 Your loan term is 30 years Your initial interest rate is 3.625% Your initial monthly amount owed for principal, interest,and $1,480.89 includes any mortgage insurance is X Principal X Interest Mortgage Insurance Can your interest rate rise? X No. Yes, it can rise to a maximum of %.The first change will be on and can change again every after Every change date,your interest rate can increase or decrease by %.Over the life of the loan,your interest rate is guaranteed to never be LOWER than %or HIGHER than %. Even if you make payments on time,can your loan balance X]No. Yes, it can rise to a maximum of$ rise? Even if you make payments on time,can your monthly X j No. Yes,the first increase can be on and the monthly amount amount owed for principal,interest,and mortgage owed can rise to$ insurance rise? The maximum it can ever rise to is$_. Does your loan have a prepayment penalty? X]No. Yes,your maximum prepayment penalty is$ Does your loan have a balloon payment? X]No. Yes,you have a balloon payment of$ due in years on Total monthly amount owed Including escrow account [ ]You do not have a monthly escrow payment for items,such as property taxes payments and homeowner's insurance.You must pay these items directly yourself. [X]You have an additional monthly escrow payment of$683.69 that results in a total initial monthly amount owed of$2,164.58.This includes principal,interest,any mortgage insurance and any items checked below: X Property taxes Flood insurance X Homeowner's insurance Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form,please contact your lender. Settlement Date:April 18,2013 Loan Number:6931218679 File Number: 13B1202 Buyers Dag Naslund 2133 Seminole Road#6 Atlantic Beach, Florida 32233 T Sellers Kimberly A.–Farrell,as—Trustee of the Kimberly A. Farrell Declaration*of Trust 32129 Lindero Canyon Road,Suite 108C Westlake Village,California 91361 Pro ert�Akddresses B Beact –1-88-42 eachside Court A Atlan tic Be2 tlantic Beach, Florida 32233 I have carefully reviewed the FAUD-1 Seftlement Statement nd to the best of my knowledge and belief, it is a true and accurate statement of all receipts an rsements e on y account or by rn this transaction. I further certify that I have received a copy of HUD-1 Settlement Statement. Borrower: A Seller: Kimberly A. tee of the KimbertyrA—F 11 Declaration of Trust 6Z�ias I u n Farrell,as Tr The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused or will cause the funds to be disbursed in accord S� . t :tions of the parties hereto. th Settlement Agent: �:77 Date: April 18,2013 6,eth Murph� j WARNING: It is a crime to knowingly make false statements to the United States on this or any other similar form.Penalties upon conviction can include a fine and imprisonment. For details see Title 18 U.S. Code Section 1001 and Section 1010. 0 0 9N �A !-Ij �j ,:z cr w 0 p o 0 CD -0 CD ul) uq I Z" — 0 V) CD — — 'q CD rz 5* E o 0- CD CA CD " CD CD Z r- rA CD I= M —'Z:l ITI ;. p s Cc) Gq n,,,, i� CD co CD = C/) 0 CD Cr 00 CL a lz� jo CD IG7 m CD I ON CD C"D Cc') IJ tQ Cl. �a d 0 CD 'n C) MAN CD C) a- 4. C= I MOC CD Ft CD CD E3 5 CID" In" c) CD CD CL z z Cl. p z CI. Er CD E� 0 CD m cr CD CD CD 0 C:L. CD Qj C rZ3 —ot Ln CD 0 CD 0 > 0 (::r CD Ln V) cr CD AD -n GN eb CD CD CD En cn CD M 0 et K) uq Q. 0 CD CD aq rA CD a CD CD CD CD rA CD 0 �A En IOA room �a 21. CD CD CD Wt.:.1 R City of Atlantic Beach IN- 341C ONNUM8ER o'bea§sion6d'by the Building',Department.) 0, Building Department 800 Seminole Road Atlantic Beach, Florida 32233-5445 Phone(904)247-5826 - Fax(904)247-5845 -dept@coab.us Date ro,'Aed" E-mail: building Cityweb-site: http://www.coab.us APPLICATION REVIEW AND TRACKING. FORM Property Address: 1�/ pepartMent review required Yes 'No Building Applicant: e./, -15Tainning &Zoning Tree Administrator Project: (y o;l Public Works Public Utilities Public Safety Fire Services Other Agency Review or Permit Required Review or Receipt Date of Permit Verified By Florida Dept. of Environmental Protection Florida Dept. of Transportation St.Johns River Water Management District Army Corps of Engineers Division of Hotels and Restaurants Division of Alcoholic Beverages and Tobacco --—----- Other: t APPUCATION STATUS Reviewing Department First Review: EJApproved. F�Deniecl. (Circle one.) Comments: =BUILDI�� PLANNING&ZONING Reviewed by: c) Date: 4- TREE ADMIN. Second Review: FlApproved as revised. F�Denied. PUBLIC WORKS Comments: PUBLIC UTILITIES PUBLIC SAFETY Reviewed by: Date: FIRE SERVICES Third Review: RApproved as revised. RDenied. Comments: Reviewed by:_—.-- Date: Revised 07/27110