2nd lien approval letter
Fax:
Attn: June 10, 2013
0065282544
SONJA GROSS
331 SEMINOLE RD,
ATLANTIC BEACH, FL 32233
Re: RTR Loan#0065282544
Your offer of $ 8 , 500 . 00 in the form of a Cashier's Check/Title Company Check will be accepted to release the lien and the debt
associated with the above referenced loan. However, Real Time Resolutions, Inc. reserves the right to amend or rescind this
offer upon review of the final settlement statement or HUD sent to us within 48 hours of closing. Moreover, Real Time
Resolutions, Inc. reserves the right to pursue loan contract or tort claims associated with the origination or purchase of the above
referenced loan or property or with the settlement, such as fraud, negligence, perjury or any other claims. The funds must be
received in this office within 17 days from the date of this letter.
Please send Cashier's Check/Title Company Check to the following address:
331 SEMINOLE RD
ATLANTIC BEACH FL 32233
Real Time Resolutions, Inc.
1349 Empire Central Dr. Suite 150
Dallas, TX 75247-4029
Upon receipt of the funds, excluding the escrow amount, and THIS SIGNED DEMAND LETTER, THE CERTIFIED
FUNDS AND FINAL HUD1/SETTLEMENT STATEMENT, a release of lien will be processed and forwarded to you. The
borrower's remaining escrow balance from their 1st Mortgage will be due within 45 days after closing, if applicable. Please
direct all future correspondence regarding this loan to my attention. If you have any questions, or need any additional
information please contact me at 1-877-840-7794, ext 6352. Please note that entering into this agreement may or may not result
in tax consequences to you. The IRS requires certain amounts that are discharged as a result of the cancellation of debt to be
reported on a Form 1099-C. You will receive a copy of the Form 1099-C if one is required to be filed with the IRS. If you are
uncertain of the legal or tax consequences, we encourage you to consult a lawyer and/or tax advisor.
Megan Gienger
Recovery Analyst
PLEASE SEE NEXT PAGE FOR MORE INFORMATION REGARDING THIS SETTLEMENT
_________________
Borrower Initials
_________________
Co-Borrower Initials (if applicable)
IMPORTANT NOTICE REQUIRED BY LAW: Federal law requires us to notify you that (a) Real Time Resolutions, Inc. is considered
a debt collector, (b) this is an attempt to collect a debt and (c) any information obtained will be used for that purpose. However, if you
are currently in bankruptcy or have received a discharge in bankruptcy, this letter is not an attempt to collect a debt from you personally
to the extent it is included in your bankruptcy or has been discharged, but is provided for informational purposes only.
1349 Empire Central Dr. Suite 150, Dallas, TX 75247-4029
Toll Free 1-877-840-7794 • Facsimile 214-599-6357
Hours of Operation: Mon - Fri 7:00 am - 6:00 pm Central
www.RealTimeResolutions.com
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Fax:
Attn: June 10, 2013
0065282544
The customer, for new, fresh and valuable consideration which is hereby acknowledged, hereby forever releases, discharges and relinquishes the original and any subsequent lender or
creditor, any current or prior owner of your home loan (prior to its discharge) or lien, Real Time Resolutions, Inc. and any entities affiliated or related thereto, and its or their respective
employees, agents, attorneys, consultants, advisors, successors and assigns from any and all liabilities, claims, causes of action, losses, damages or other matters whatsoever, past, present
or future, which have been asserted or which could in the future be asserted, including, but not limited to, claims, causes of action, losses, damages, professional or attorney's fees or other
matters arising out of or relating in any way to this transaction, the lien described herein which the homeowner also hereby acknowledges as being fully outstanding and fully enforceable,
activities relating to the former or current servicing of your loan or lien, collection or negotiations with the homeowner, to any loan or lien related documents, their origination process and
any charges, interest, principal, or fee payments or requirements relating thereto, and any and all transactions, disclosures, modifications or recordings contemplated thereunder, whether
performed or not performed thereunder, or the Property, including but not limited to the improvements constructed thereon, to your bankruptcy or your actual or potential discharge.
SONJA GROSSDateSocial Security Number
IMPORTANT NOTICE REQUIRED BY LAW: Federal law requires us to notify you that (a) Real Time Resolutions, Inc. is considered
a debt collector, (b) this is an attempt to collect a debt and (c) any information obtained will be used for that purpose. However, if you
are currently in bankruptcy or have received a discharge in bankruptcy, this letter is not an attempt to collect a debt from you personally
to the extent it is included in your bankruptcy or has been discharged, but is provided for informational purposes only.
1349 Empire Central Dr. Suite 150, Dallas, TX 75247-4029
Toll Free 1-877-840-7794 • Facsimile 214-599-6357
Hours of Operation: Mon - Fri 7:00 am - 6:00 pm Central
www.RealTimeResolutions.com
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Fax:
Attn: June 10, 2013
0065282544
AFFIDAVIT OF "ARM'S LENGTH TRANSACTION"
Loan number:0065282544
Pursuant to a residential purchase agreement (“Agreement”), the parties identified below as “Seller” and
“Buyer,” respectively, are involved in an arm’s length real estate transaction whereby the real property
commonly known as (“Property”) will be sold by Seller to Buyer.
Real Time Resolutions, Inc. (“RTR”) is the servicer for Loan number 0065282544 (“Loan”), which is secured
by a deed of trust or mortgage on the Property. RTR, in consideration of the representations below made by the
Seller, Buyer, and their respective agents, agrees to accept the amount of $8,500.00 to resolve its Loan (pursuant
to a separate agreement between RTR and the Seller).
The Seller, Buyer, and their respective agents and the undersigned entities each severally represents, affirms, and
states that:
1.No Buyer or agent of the Buyer is a family member, business associate of, or shares a business interest
with the Seller or agent of the Seller.
2.There are no hidden terms or special understandings between the Seller and the Buyer and/or their
respective agents.
3.There is no agreement, whether oral, written, or implied, between the Seller and the Buyer and/or their
respective agents and undersigned entities that will allow the Seller to remain in the Property as tenant or
regain ownership of the Property at any time after the closing of this sale transaction.
4.The Seller shall not receive any proceeds from the sale of the Property reflected in the Agreement.
5.No agent of either the Seller or Buyer shall receive any proceeds from this transaction except as is
reflected in the final estimated closing statement which shall be provided to RTR for approval prior to the
close of escrow.
I/We declare under penalty of perjury that all statements made in this Affidavit are true and correct.
[The remainder of this page is intentionally left blank]
Affidavit of Arm’s Length Transaction: Page 1 of 2
Property address:331 SEMINOLE RD
ATLANTIC BEACH FL 32233
1349 Empire Central Dr. Suite 150, Dallas, TX 75247-4029
Toll Free 1-877-840-7794 • Facsimile 214-599-6357
Hours of Operation: Mon - Fri 7:00 am - 6:00 pm Central
www.RealTimeResolutions.com
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Fax:
Attn: June 10, 2013
0065282544
Seller
____________________________________
____________________________________
Print Full Legal Name
Date
Seller
____________________________________
____________________________________
Print Full Legal Name
Date
____________________________________
Seller's Agent
____________________________________
Print Full Legal Name
Buyer
____________________________________
____________________________________
Print Full Legal Name
Buyer's Agent
____________________________________
____________________________________
Print Full Legal Name
Escrow Agent
____________________________________
____________________________________
Buyer
____________________________________
Date
____________________________________
Print Full Legal Name
Title Company
____________________________________
Date
Date
Print Full Legal Name and CompanyPrint Full Legal Name and Company
____________________________________
Date Date
Date
IMPORTANT NOTICE REQUIRED BY LAW:
This agency is engaged in the collection of debts. This communication is an attempt to collect a debt and any information
obtained will be used for that purpose.
Affidavit of Arm’s Length Transaction: Page 2 of 2
1349 Empire Central Dr. Suite 150, Dallas, TX 75247-4029
Toll Free 1-877-840-7794 • Facsimile 214-599-6357
Hours of Operation: Mon - Fri 7:00 am - 6:00 pm Central
www.RealTimeResolutions.com
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