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Application- Sternfeld, Bob PBT 9-13-07Personal Business Profile 4651 Salisbury Road Suite 320 Jacksonville, FL 32256 Tel: 800-942-5091 bob_sternfeld@jhancock.com Bob E. Sternfeld Regional Vice President -Retirement Plan Services My Mission To partner with you and sell retirement products to qualified plans as you grow your business; to bring you the best resources, industry knowledge and competitive analysis Experience • More than 19 years of working with consultants, financial and insurance advisors, TPAs, CPAs, ERISA attorneys, stockbrokers and property casualty firms • More than 11 years working with John Hancock Financial Services (formerly Manulife Financial) serving the Florida market • Responsible for helping John Hancock Retirement Plan Services and its distribution partners sell to plans resulting in funds under management totaling more than $1 billion as of March 31, 2006. Commitment • To deliver an unmatched level of energy, enthusiasm and ideas • To be a proactive, ethical and valuable team player • To be accessible and eager to provide rapid response to your needs • To be part of a dedicated team of experienced specialists (sales support, conversion, in-force services, enrollment) • To be with a leading, innovative firm that consistently provides competitive products and services Vision • To develop long-term mutually beneficial relationships • To help your clients' employees set and reach their 401jk) retirement plan goals • For you to capitalize on my experience and leverage your time to sell more business About Me NASD Series 6, 63, Life and Variable Licenses Married with two young children, Atlantic Beach, FL Active in fitness, education, local charities and marathon running l appreciate the opportunity to earn your trust and business. Group annuity contracts issued by John Hancock Life Insurance Company IU.S.A.1, Boston, MA Securities offered through John Hancock Distributors LLC, Member NASD/MSRB 200 Bloor Street East, Toronto, ON M4W 1 E5, 866-326-3765 110884 FOR BROKER-DEALER USE ONLY NOT FOR PUBLIC DISTRIBUTION. (05/06-1108841